Start the Journey to Homeownership
We’ve got the perfect mortgage solution for your needs!
Why Leader Bank?
I'm Ready to buy
With one of the largest teams of Loan Officers in New England, we’re ready to help you achieve your homeownership goals. Take the first step by getting a customized mortgage rate quote!
I'm Looking for a home
Still shopping for your next home? Get ahead of the curve by connecting with a Loan Officer and applying for pre-approval so that when you find the perfect home you’re ready to close with confidence.
I'm Researching
We know that the homebuying process can seem overwhelming, especially when you’re buying for the first time. We’ve put together a full suite of resources to help first-time homebuyers.
Mortgage Client Services
Need to make a payment, set up auto pay, or validate your insurance? Visit our Client Services Portal.
Ready to Start?
Whether you’re buying your first home, refinancing, or looking for a Home Equity Line of Credit, our dedicated team of experienced Loan Officers are ready to meet your lending needs on time with competitive rates.
Mortgage Calculators
- Home Rent vs. Buy Calculator
- APR Mortgage Calculator
- APR Mortgage Calculator - ARM
- Fixed-Rate vs. ARM Mortgage Calculator
- Mortgage Debt Consolidation Calculator
- Mortgage Payoff Calculator
- Mortgage Refinance Calculator
- Mortgage Tax Savings Calculator
- Purchase Price and Down Payment Mortgage Calculator
Mortgage Offerings
First-Time Homebuyers
Buying your first home? Read our home-buying steps, and resources to see which first-time homebuyer programs and workshops are right for you.
Conventional Fixed-Rate
The traditional fixed-rate mortgage is the most common type of loan program where monthly principal and interest payments never change during the life of the loan (usually between 10 and 30 years).
*This is an informational statement only and not intended to advertise or promote any specific loan product or term.
Adjustable Rate Mortgages (ARM)
ARMs usually have a fixed interest rate for an initial period of time and adjust based on current market conditions.
Refinancing
Existing mortgage holders can take advantage of lower interest rates by refinancing, saving money to lower their monthly payments, or tapping into the equity in their homes.
Jumbo Loans
Jumbo loans allow for a higher loan amount than conventional financing and usually carry a higher interest rate.
Government Loans
Leader Bank is proud to offer Federal Housing Administration (FHA) Loans, Down Payment Assistance, and Veteran (VA) Loans.
Home Equity Line of Credit
A home equity line of credit lets homeowners borrow money against the equity in their home. They are often used for home improvements or to consolidate high-interest-rate debt.
VA Home Loans
A VA loan is a low- or zero-down payment government-backed mortgage loan offered to veterans.
Physician Loans
Our Flexible Physician Loan Program makes homeownership more attainable for eligible doctors, dentists, and certain other medical professionals.
Interest-Only Mortgages
An interest-only mortgage offers monthly payments that do not include the repayment of principal for a certain period of time. At the end of the interest-only period, monthly payments increase.
FAQs
We’ve compiled some of the most common questions we get from our clients about the homebuying and mortgage processes. Learn More
Homebuying Articles
Link to Are There Grants for Massachusetts First-Time Homebuyers? Are There Grants for Massachusetts First-Time Homebuyers?
Over the past few years, a lot of grant and downpayment assistance money has become available to first-time homeb
Link to Opt Out of Prescreened Offers When Applying for a Mortgage Opt Out of Prescreened Offers When Applying for a Mortgage
Have you applied for a mortgage and subsequently received solicitations from other lenders or even credit card co
Link to What Are Mortgage Discount Points and Are They Worth It? What Are Mortgage Discount Points and Are They Worth It?
If you're preparing to buy a home, it will likely be the most expensive purchase you'll make in your life.
Link to Is There a First-Time Homebuyer Tax Credit in 2023? Is There a First-Time Homebuyer Tax Credit in 2023?
If you're a first-time homebuyer, it's important to know that there are a host of incentives available to h
Link to A Beginners Guide to Homeowners Insurance A Beginners Guide to Homeowners Insurance
Buying a home is likely the biggest financial investment you'll ever make, and making sure you have the right cov
Link to Everything About Escrow Accounts and How They Work Everything About Escrow Accounts and How They Work
Learn more about escrow accounts and how they work, the different types of escrow accounts, and why escrow is an import
